Frequently asked questions about wedding insurance

And the answers to each of them.
The best way to obtain knowledge is to ask questions. Allow us to share some of the most common questions we are asked below.
Frequently Asked Questions

Wedding insurance 101s

What is wedding insurance?
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Wedding insurance is a type of insurance policy that provides financial protection for any potential losses on your wedding day. This would include pre-paid deposits and additional costs should something go wrong in the lead-up to, and on your wedding day. Wedding insurance is designed to help bring peace of mind to your special day, allowing you to focus on your friends and family.

What is covered by wedding insurance?
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Your level of cover depends on the amount of cover you select when purchasing your wedding insurance. A basic wedding insurance policy should cover:

  • Cancellation.
  • Postponement.
  • Rescheduling of wedding.
  • Lost, stolen or damaged wedding attire, rings and gifts.
  • Supplier failure e.g. photographer, florist, bakery, DJ.
  • Wedding transportation.
  • Equipment hires e.g. marquee’s.

This is not an exhaustive list. And remember, the coverage of a basic wedding insurance policy will vary from one provider to another. To understand what is covered, read more about the Features.

How much does wedding insurance cost?
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It depends on what level of cover you are wanting.  When you get a quote for wedding insurance with us, the cost will be adjusted depending on what you add / takeaway throughout the quote process. You can obtain a quote from us in about 2 minutes, so give it a try and see.

What level of wedding insurance cover is best?
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When it comes to our wedding insurance, the level of coverage depends on what your individual needs are. In general, couples will select the level of cover based on their total wedding budget, or the amount of money they could potentially lose if the wedding had to be cancelled and rescheduled at short notice.

How far in advance should wedding insurance be purchased?
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All our wedding insurance policies must be purchased at least 3 months before your wedding day. That said, you should consider purchasing wedding insurance as soon as any deposit has been paid, or if a contract has been signed and you stand to lose money if you are forced to change your plans.

Do you need wedding insurance?
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Well, you don’t need to have wedding insurance to get married, but it could provide you with significant protection should something unexpected go wrong. Your wedding day has a lot of moving parts with a huge reliance on external suppliers. We all hope that everything will go smoothly but sometimes it just doesn’t and something lets you down.

Do you need to pay an excess when making a claim with your wedding insurance?
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No, WedSure does not charge an excess. You pay for the policy, and that is it.

Does wedding insurance cover the bride or groom having a change of heart, or change of mind?
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Nope, sorry about that! This will sound obvious, but it’s ideal to be certain that you want to get married first! If the wedding is cancelled due to the bride or groom getting cold feet, then you won’t be able to recoup your losses through your wedding insurance policy.

Does your wedding insurance also cover the honeymoon?
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No, it doesn’t.  Wedding Insurance provides protection for your wedding day and the essential services associated around it.  If you are looking to protect your honeymoon, then you should look to purchase a travel insurance policy from a reputable insurer.

What happens if your wedding is cancelled?
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In the unfortunate event that a wedding is cancelled, it will be covered only if the cancellation is due to the specified events defined within the policy e.g. adverse weather conditions. Cancellations caused by events outside of the policy will not be covered e.g. either party changing their mind.

How do I get wedding insurance?
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We exclusively sell our wedding insurance online, via this website. Be sure to ‘get a quote’ and if you’re happy, proceed through to payment to obtain your wedding insurance policy.

How do I make a claim if something goes wrong?
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Simply visit our ‘Make a claim’ page to get started. Our expert claims team can help you each step of the way.

Can’t find the answer you’re looking for?

No problem. Let us know your question and our team will get straight back to you.

The WedSure Promise

The WedSure Promise

We've been in the insurance game for years and at WedSure, wedding insurance is all that we do. We have designed our product as easy and comprehensive cover for your special day.

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